Critical Illness Insurance
Critical Illness Insurance is a comprehensively designed product which helps you in meeting your obligations at the time of major exigencies of life such as any major/minor illnesses or in case you undergo any of the major surgeries covered under the Policy, or meet with an accident. To help mitigate such a risk, Critical Illness Insurance policy works.
- Key coverages and features
Covers 92 major & Minor critical illnesses (CI's)
Severity-based payout: 100% for major CI, 25% for minor CI.
CI Categories:
Cancer & blood disorders,
Heart & blood vessels,
Major organs,
Nervous system,
Other illnesses.
No waiting period between claims.
No waiting period between claims.
Enhanced coverage with multi claim option.
Allows one claim from Major and minor bucket from each of the 5 Critical Illness
buckets
Optional coverage* for 106 surgical procedures.
Severity based pay-out – 100% for major surgery and 50% for minor surgery.
Optional coverage* for personal accident.
● Accidental death
● Permanent total disability
● Permanent partial disability
● Permanent total disability
● Permanent partial disability
Optional coverage* for cancer restore
Optional coverage for cancer restore available.
No survival period and 90 days waiting period
No survival period and 90 days waiting period