Health Insurance

A Family Health Insurance plans are cost effective medical insurance plans that provide coverage to your entire family against medical expenses incurred during a hospitalization.

Our family health insurance plans provide cover for hospital bills, diagnostic tests, scans, pre & post-hospitalization expenses, and numerous other healthcare expenses. All this, so you can rest assured knowing that your family is taken care of!

  • What is covered?

Hospitalization Medical Expenses

Hospital bills can quickly add up and strain your finances. We take care of these medical expenses for you while you focus on your loved one's recovery.

Mental health- reinstatement of OPD

On complete exhaustion of OPD limit, the OPD limit will be reinstated for future claims related to mental illness (applicable for Platinum & Signature plans)

Day Care Treatment Expenses

We'll pay for your day care treatment expenses when you are hospitalized for less than 24 hours.

Wellness Benefits

We'll cover your wellness benefits as well.

Organ Donor Expenses

Our plan also covers the treatment costs for harvesting of the organ.

Infertility Expenses

We'll also take care of your infertility expenses.

Maternity Expenses

Enjoy the maternity period while we take care of all expenses including pre and post-natal expenses

New born Baby Expenses

We pay for your new born baby's hospitalization expenses within mother’s Sum Insured up to expiry date of the policy year.

Patient Care

We pay for nursing care costs, up to 10 days after discharge (limited to a maximum of 30 days per policy year for an age above 60 years).

Accompanying Person

We cover the expenses of the accompanying person too. It is given if insured age is less than 12 years.

TitlePre and post-hospitalization expenses

We understand that treatment and recovery aren't just limited to a hospital. We will pay for all your medical expenses for up to 60 days before admission and 180 days after discharge.

Emergency Medical Evacuation

We take care of the expenses to transfer you from home or medical facility to another (within India) that is more capable of treating your medical issue.

Road Ambulance Charges

We cover your road ambulance charges from home to hospital and between hospitals so you can reach the safely.

Accidental Hospitalization

We'll pay for the expenses if you meet with an accident and require hospitalization.

Home Health Care Expenses

We pay for all your home health care expenses.

Child Vaccination Benefits

We'll pay for all vaccination expenses up to one year after the birth of the child.

E-opinion in respect of illness or injury

We'll pay for online consultations for illness or injury.

Alternative Treatment

Even if you prefer mainstream and accepted forms of therapy like Ayurveda, Homeopathy, Unani and Siddha we've got you covered.

OPD Treatment

We'll cover your OPD treatment expenses too.

Cumulative Bonus

Get a 50% cumulative bonus for every policy year when no claims are reported.

Bariatric Surgery

We'll cover all your medical expenses for bariatric surgery.

TitleMedical Treatment Abroad

We'll take care of all your overseas medical expenses.

Restoration of Sum Insured

We also offer restoration of the sum insured under the policy if you meet the conditions.
  • What is covered?

Hospitalization Medical Expenses

Hospital bills can quickly add up and strain your finances. We take care of these medical expenses for you while you focus on your loved one's recovery.

Mental health- reinstatement of OPD

On complete exhaustion of OPD limit, the OPD limit will be reinstated for future claims related to mental illness (applicable for Platinum & Signature plans)

Day Care Treatment Expenses

We'll pay for your day care treatment expenses when you are hospitalized for less than 24 hours.

Wellness Benefits

We'll cover your wellness benefits as well.

Organ Donor Expenses

Our plan also covers the treatment costs for harvesting of the organ.

Infertility Expenses

We'll also take care of your infertility expenses.

Maternity Expenses

Enjoy the maternity period while we take care of all expenses including pre and post-natal expenses

New born Baby Expenses

We pay for your new born baby's hospitalization expenses within mother’s Sum Insured up to expiry date of the policy year.

Patient Care

We pay for nursing care costs, up to 10 days after discharge (limited to a maximum of 30 days per policy year for an age above 60 years).

Accompanying Person

We cover the expenses of the accompanying person too. It is given if insured age is less than 12 years.

Pre and post-hospitalization expenses

We cover medical expenses for up to 60 days before admission and 180 days after discharge.

Emergency Medical Evacuation

We take care of the expenses to transfer you from home or medical facility to another (within India) that is more capable of treating your medical issue.

Road Ambulance Charges

We cover your road ambulance charges from home to hospital and between hospitals so you can reach the safely.

Accidental Hospitalization

We'll pay for the expenses if you meet with an accident and require hospitalization.

Home Health Care Expenses

We pay for all your home health care expenses.

Child Vaccination Benefits

We'll pay for all vaccination expenses up to one year after the birth of the child.

E-opinion in respect of illness or injury

We'll pay for online consultations for illness or injury.

Alternative Treatment

Even if you prefer mainstream and accepted forms of therapy like Ayurveda, Homeopathy, Unani and Siddha we've got you covered.

OPD Treatment

We'll cover your OPD treatment expenses too.

Cumulative Bonus

Get a 50% cumulative bonus for every policy year when no claims are reported.

Bariatric Surgery

We'll cover all your medical expenses for bariatric surgery.

Medical Treatment Abroad

We'll take care of all your overseas medical expenses.

Restoration of Sum Insured

We also offer restoration of the sum insured under the policy if you meet the conditions.